We help many people in the creative professions find a mortgage. We appreciate the varied nature of your work and the varied nature of your working hours.
We aim to make things as easy as possible. We can liaise with all your professional contacts, lenders, solicitors and estate agents.
This means you can focus on winning work, while we do all the legwork for you.
We realise it’s not always possible to know where your next piece of work is coming from; in fact we’ve been in meetings where film budgets have been pulled there and then. It certainly makes for an interesting discussion!
Whatever profession you are in and however your income is generated, affordability will be the main factor in determining whether you can get a mortgage. It is important our clients do not overstretch themselves.
We have secured mortgages for clients with a variable income.
Mr P Woodward, London
A great deal of our work involves finding out more about your specific circumstances; both on a financial and personal level.
We have long-established relationships with mainstream and specialist lenders who also understand the nature of your work.
We can also liaise with your accountant, to gain a clear understanding of your income stream(s).
We understand your income streams can be varied and we are used to helping clients with both a limited company and sole trader income
We also help clients with short term PAYE contracts, or switching between PAYE and sole trader income.
You may also benefit from an offset mortgage. These can be more suitable for variable income clients.
We can also discuss interest-only options where appropriate.
Once we’ve sorted your mortgage - making use of the latest independent research technology - we would want to make sure you have in place proper insurance.
You can see examples in our case studies section and please don't hesitate to contact us to discuss your options. You may be surprised; we can be pretty creative ourselves!
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