Newsletter 7 - Live long and prosper!
Introduction
Welcome to the Independent James Summer Newsletter. We hope you’ll find this issue gives you some ideas to Live Long & Prosper!
We'll get an update on the Housing & Mortgage market; how many lenders are there at the moment, are house prices rising again and differences between the UK & US.
How to 'Prosper'?! We look at the most cost effective way to increase your property value and also at ways of increasing your savings rate of return in this low interest rate environment. There is an excellent article on ways to help you 'Live Long' and finally the 'James Likes' section….
Housing & Mortgage Market Update
"Conquest is easy. Control is not" Captain James T Kirk
As the Bank of England pumps another £50bn into the system and news stories of green shoots abound, what is really happening in the economy? Have we conquered the threat of deflation and how will we control any recovery?
We hear what the 'Royal Institute of Chartered Surveyors' and 'HBOS' have to say and get the 'word on the street' from ij’s Principal, James Carter.
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Prosper, Episode 1 – Increasing your property value
With recent uncertainty of house prices, you need to ensure you make the most of what you have got. One of the best ways of doing this is to try and increase the value of your existing property.
Here we look at the best and most cost effective ways to improve your property and add real value….
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Prosper, Episode 2 – The best savings rates on the market
Whilst not suitable for everybody, Offset Mortgages provide what is effectively the highest savings rate of return at present. If you have savings on deposit and a good portion of equity in your property, this option can work really well for you. There are also some competitive savings accounts available as banks scramble for what cash is out there…
Live Long, Episode 3 – How to increase your life expectancy
WOkay, this article is pretty tongue in cheek but by my calculations you can live your life as a party animal so long as you de-clutter your home, own a dog, live in Eastbourne and remember to floss your teeth!
James likes...
Fancy a nice stroll in the North Yorkshire Moors (40 miles!), test your IQ or ‘Save the world one gift at a time’ with Freecycle…these are all websites that I have added to my bookmarks in the last quarter….
Read moreContact us with any questions regarding this newsletter or any other matter.
The content of these articles does not contain sufficient information on which to base any personal financial decisions and must not be relied upon as such