Newsletter 9 - Spring 2010
Introduction
The days are getting brighter and this quarter’s newsletter urges you to ‘Spring into Action’ and take positive steps in the coming months. This inspiring edition will be looking at criteria trends in the mortgage market and we’ll get a Market Commentary from the Council of Mortgage Lenders. There is a ‘call to arms’ for all entrepreneurs and business owners as well as analysis of lenders recent Variable rate changes. Finally, ij are offering FREE mortgage & insurance workshops.
Housing & Mortgage Market Update
"Do what you can, with what you have, where you are." Theodore Roosevelt
James comments on lenders recent tightening of criteria in regard to interest only mortgages and reiterates his advice in this area. This is not the only area lenders are tweaking with their underwriting becoming more stringent. Finally, the CML give us a mortgage and housing update.
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Case Study # 1 – Calling All Entrepreneurs & Decision Makers
Maintaining ownership of your company and decision making has never been more important. With uncertainly in both the global economy and Westminster, protecting shareholding, debts and key personnel is vital. Business protection ensures you remain in control at the most crucial time; having sufficient funds at hand to guide your company through the muddy waters; from individual entrepreneurs to SME’s…
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Case Study # 2 – Standard Variable Rate Increases
The recent raft of standard variable rate (SVR) increases has served to show the importance of having a defined mortgage contract. If you are a SVR mortgage holder, you need to take control of your own mortgage payments.
Case Study # 3 – FREE Mortgage & Insurance Workshops
We are offering companies the opportunity to hold a mortgage and insurance workshop in your own workplace. This is a free service to you but will offer your employees independent advice in a time-efficient manner with the minimum of fuss.
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The content of these articles does not contain sufficient information on which to base any personal financial decisions and must not be relied upon as such