Guiding you through the mortgage maze

Independent James provides you with the independent advice you need, when you need it most.

Obtaining a mortgage and the associated insurances can be a daunting task, with many different types of contracts to choose. However, in these uncertain market conditions, what mortgages are available and which is the best for you? With our expertise and experience, this can be made a lot less stressful.

Independent James represents your interests throughout the mortgage process. We act as your agent, liaising with lenders, estate agents and solicitors; we will get the job done for you!

Our services are transparent, personal and flexible. We have the UK’s largest provider of Independent Financial Advice, Sesame, in the background as our network support, providing bulk-negotiating power, coupled with the individual service you receive from ourselves. For you, the client, it’s a win-win situation.

We invest considerable time and resources on comprehensive research technology and tools, which are updated daily to source you the best deal in the market place. Accompanied by a strong commitment to the Financial Services Authority ‘Treat Customers Fairly’ initiative, this provides us with the tools needed to ensure you are guided through the mortgage maze.

An ongoing client relationship allows us to establish your long-term goals and we always look to develop an ongoing mortgage servicing agreement. Our clients come from personal referrals in the main and we feel that speaks volumes for our service-driven approach.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Independent James are authorised and regulated by the Financial Services Authority – ref: 459851. This covers residential mortgages, general insurance and pure protection. We typically charge a fee for our advice, payable upon completion dependent on complexity of advice but on average £300.